Since the reform and opening up, China's financial industry has been in a continuously changed format. Today, China's financial industry under the continuously change operations and regulatory policies, has gradually formed contains complementary competition between state-owned banks, national joint-stock of commercial banks, urban commercial banks (hereinafter referred to as the city commercial banks), rural commercial banks, rural credit cooperatives, postal savings banks and foreign banks, to reconcile the growth of ancient bank service system. City Commercial Banks in China is to understand the local small and medium-sized enterprise financing difficult result and in the 20th century, 90 years in the original urban credit cooperatives basically grew up in the local joint-stock commercial banks. Nearly 20 years, the city commercial banks of the office of economics, location of small and micro enterprises growth and urban population civilian career cast a pivotal role, has become China's financial industry in particular, and Eph into replacement part. With the further promote the process of marketization of interest rate in China, the competition among financial institutions has become increasingly fierce. In the western region of the City Commercial Bank (hereinafter referred to as the western city commercial banks) because of regional economic growth is behind the times and history, region, authorities and other constraints, uneven growth, even in the face of the marginalized situation. Therefore, it has strong practical significance to our country western city commercial bank competitiveness evaluation of the state to stop. The chapeau of enterprises and competitiveness, commercial banks and competitiveness, city commercial banks and competitiveness coherent practical knowledge and the domestic and foreign related commercial bank competitiveness research literature carding; then the western city firm of historical development, growth existing in the current development situation and the main achievements stop is briefly introduced. Then combined with the western city firm characteristics, using enterprise management knowledge and factor analysis method, select the 26 western city taking action sample bank, East Central 41 city taking action reference, the selection of a suitable evaluation target, design the competitiveness evaluation target system response; further, this factor combined with SPSS statistical software in the the analysis process of western city commercial competitiveness status were evaluated and analysis, according to the evaluation results of factor analysis, combined with the raw data, from the horizontal angle separation of 26 western and Eastern 41 city commercial banks and 26 in reference to the western city commercial competitiveness state stopped detailed comparative analysis first, according to the analysis; behind, the Nanchong firm real example, analyzes on the competitive state, put forward some countermeasures and suggestions on the promotion of firm competitiveness in the western city Improvement measures. In detail, this paper is divided into seven departments, each department summarized below: the first part is introduction. The Department mainly introduces this topic background, research significance, the research methods and research ideas. Second Department of basic and actual literature recall. The Department first rectify the enterprise and competitiveness, commercial banks and city commercial banks competitiveness and competitiveness and other relevant theoretical knowledge of international trade; then the bank competitiveness research literature stop integration. The third sector analysis factor and evaluation target system. The chapeau to the empirical sector will have to take the factor analysis method and its basic principle has carried on the elaboration; then gives the western city firm competitiveness evaluation target system design principles; originally according to the characteristics of the western city firm, select the appropriate analysis of the western city firm competitiveness evaluation target and for the next part of empirical analysis to lay the basic. Analysis of the fourth sector in the West City Commercial competitiveness. The chapeau in the Department of the selected sample of banks, comparative bank and data origin stopped briefly introduced; then using SPSS statistical software, joint factor analysis process of West China city commercial banks in 2012 data disposal solution, it is concluded that the selected 26 western city firm and 41 East Central compare a bank's competitiveness rankings and western cities between firms competitiveness ranking; further. On this basis, combined with the original data, the empirical results are stopped horizontal comparison analysis. The fifth sector case: Nanchong firm competitiveness and inspiration. The Department for the case analysis, through the process of the 26 western city commercial competitiveness analysis, the comprehensive competitiveness of Nanchong commercial bank's ranking of fifteenth. Before this chapter select practiced in Nanchong taking action case, has carried on the analysis to the operation management, to the other 25 western city commercial competitiveness promotion of reference. The sixth sector promotion firm competitiveness in the western city of suggestions. In a department basically, important problems with the western city firm growth in this sector at present, and puts forward some countermeasures and suggestions and improvement measures of promotion firm competitiveness in the western city. Seventh department of language. Overall, West China city commercial banks capital state better, higher, non-performing loans rate is low, growth momentum and growth potential is bigger, range is the eve of Bank of Chengdu and the contractor bank deposits amounted to once across the 200 billion yuan, banks have opened branches in different places and different branches. But the vast majority of the western city firm many less there are financial innovation is not enough, the company management is not reasonable and to prevent the risk to poor performance. Is to stop, evaluation on China's western city commercial competitiveness status analysis, harmonic growth and sustainable development of all city commercial banks has a certain reference value for the future. Through the literature search and rectification, the author invented academic literature on competitiveness of city commercial research is gradually increased, but highlights the important to the larger scale of some city commercial banks and state-owned banks and national joint-stock banks stop comparison. Maybe the most important of East Peng Bo District of the city firm carries on the comparative analysis, specifically for economic growth is behind the western city firm analysis is few. The innovation of this thesis is through the process of western study comparing 26 city commercial competitiveness, to fill the lack of western city firm competitiveness research. The second bit of new idea is application of factor analysis method in the west of the city commercial banks competitiveness comprehensive rankings, and according to the empirical results, combined with the original data, to obtain competitive ranking reason analysis. Because of unlimited time and degree of the author in this article, there are lack of following parts need to be further discussed: one is target system set to be perfect, such as the "soft power" goals of financial product innovation and credit card issuing volume performance of financial innovation, some bank annual report without to expose, no reasonable setting and carries on the objective evaluation. Two is to lay stress on the longitudinal comparison. This color is used in city commercial banks in 2012, because of space and time limit, not to the city firm competitiveness state stop longitudinal comparison analysis. The three is after the controversy on the management of the company target selection tasks in the academic circles, the study needs further research. Is to. The author hopes the future study task, may further discussion of this topic, take other research methods, such as analytic hierarchy process, from a different era, the era of unity from different angles differences with respect to the Linxi Department of city commercial banks even all the competitiveness state of the city commercial banks stop a more comprehensive analysis and evaluation.